Trust and Estate Planning

AE-Trust offers a comprehensive array of plans to service everything from basic estate planning to sophisticated tax and retirement planning strategies.

Note that concerning estate planning estate planning services, AE&Trust, LC is an affiliate of:

National Association of Financial and Estate Planning
The Nation's Largest Estate Planning Orginization
www.nafep.com

All estate, retirement planning and capital gains deferral services are provided in alliance with NAFEP. NAFEP provides the document creation services, research, educational and marketing materials, and the planning assistance. AE-Trust helps coordinate client planning through NAFEP, and then AE-Trust provides the trustee, IRA custodial services and on-going client support.

Click Here for an excellent tutorial on estate planning, with definitions, explanations, comparison of trusts vs. wills, etc.

AE-Trust Estate and Retirement Planning Products:

Premier I Living Trust

Living trusts are the standard in planning for probate avoidance, client control over the transfer of the estate to the heirs, and estate tax exemption for both spouses (if married).

Click Here to download a brochure
Click Here For an application form to order the Premier I Living Trust.

Premier II-NV Wealth Protection Trust

The most advanced family trust, provides same estate planning as a living trust but incorporates protection of assets from lawsuits and judgments, and financial privacy.

Click Here to download a brochure
Click Here For an application form to order the Premier II-NV Asset Protection Trust.

72(t) SOSEP, Early IRA Withdrawals, Legal and Penalty Free!

The common understanding is that withdrawing money from your IRA before age 59-1/2 will result in adverse taxes and penalties. However, there is a perfectly legal and mainstream way to receive a "stream of payments" from your IRA, starting at any age, and all without adverse tax or penalty consequences. This technique is authorized under section 72(t) of the federal tax code, and applies to anyone who has one of the following:

An existing IRA plan; either a Roth, traditional or self directed
The ability to set up an IRA by a rollover from another type plan
A non-IRA company retirement plan (QRP), where you have ended employment with that company, thus qualifying you for a rollover to an IRA from that plan.

Click Here for complete information
Click Here For an application form to order the 72(t) Early IRA Withdrawal.

Premier IV ICO^SM, Self Directed IRA-LLC^SM (Real Estate IRA)

Couples a self directed IRA account (using AE-Trust as the custodian) with a self controlled limited liability company (LLC). All the IRA's funds become invested in, transferred to, the LLC. In the LLC, the IRA owner (you) fully control the checkbook and the investments, all still tax deferred through the parent IRA account. One of the primary uses of this technique is for convenient and self controlled investing in real estate and other non-traditional investments.

Click Here to download a brochure
Click Here for an overview presentation
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Click Here for an application form to order the Premier IV ICO.

Premier VII one.K^SM, Self Directed 401(k) (Real Estate 401(k))

This is a single participant or solo 401(k) retirement plan inside your own limited liability company (LLC), all self directed by you. The LLC will be engaged in whatever business you operate or want to start. Some of the profits flow into the 401(k) for tax deferred savings. Similar to the above ICO plan, the one.k allows convenient and self controlled investing in real estate and other non-traditional investments by the 401(k) retirement plan. However, the one.k has several distinct tax and contribution limit advantages over the ICO.

Click Here to download a brochure
Click Here for an overview presentation
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Click Here For an application form to order the Premier VII one.K.

SDIS^SM, Self Directed Installment Sale

The SDIS allows the long term deferral of capital gains taxes on the sale of appreciated real estate and certain other types of property. You retain control over the selling process, the cash proceeds go into a guaranteed investment of your choice, and you determine the number of years of deferral. AE-Trust administers the administrative details of the plan at no charge to you. You receive a full return of principal with interest over the installment sale term, based on a federal and state regulated investment with a guaranteed minimum payout.

Click Here to download a brochure
Click Here for an overview presentation
(you may need to temporarily turn off your pop-up blocker or allow pop-ups for this site)
Click Here For an application form to order the SDIS Installment Sale.

For more information or questions, Click Here to send an e-mail. Someone from AE&T will contact you, free of charge.